To get to know what happened on a given day back in history you can log into the BBC website and check out there "on this day" page. This website also has a function that allows you to select a date, month and the year of the time you want to view.
A payday loan works like any other debt: on a written promise to repay. Such debts are usually secured by a postdated check. If the check bounces, the payday lender will try to collect the debt from you directly with collection calls and letters. www.ehow.com